I am going away on a vacation and we are using a rental car so as to not add the extra miles and wear and tear to our own cars.
Everyone says the same thing Don’t get the insurance, it’s a waste of money Your own insurance will pay for it or the credit card company will pay for it.
This all may be true, but there is one caveat to letting your own insurance company take care of it and no one I know has thought of this. If you file a claim with your car insurance company your rates might go up if you are at fault. So they might pay for it, but your rates are going to go up too. My grandparents took my wife and I on honeymoon back in January and unfortunately my grandfather totaled the car. He really thought his insurance would cover him, or atleast the credit card he rented it with. Neither paid him a single cent and the car company billed 12,000 euros to his credit card to pay for the damages.
Plus, even if the insurance did cover it there would be a $1000 deductible. I figured I would rather pay $120 in insurance and not need it then have to pay $1000 for a mistake. Atleast with the car companies insurance we could have walked away from it.

Am I looking at things the wrong way? Do I bring up good points?


I am flying into Sarasota/Bradenton on Saturday July 21 and coming back the following Saturday. I want to rent a car at the airport for the whole week and I am getting prices that are kind of insane. Anybody know of anyway to get any cheaper rates…even priceline was denying every price I put in. Anybody have any coupon codes or anything!!!!

AAA forecasted a 1% drop in holiday travel this past weekend due to rising gas prices, rising rental car rates, etc. If the prediction was correct, this will be the first time there has been a decrease in holiday travel since 2001.

WashingtonDC usually sees 13% of its population travel during Memorial Day weekend. If this year only 12% of the population is travelling, how many fewer of its 590,000 residents will be travelling this year than travelled last year? (The population in 2007 was 588,000.)


We are going to be in the Philippines this December. I wanted to know where to rent a luxury car for a week or a month. I wanted a luxury car because I am bringing with me my boss and a few co workers from San Francisco. I want to give them a good impression. Let me know the contact number, e-mail, website and the rate if possible. Our hotel is all set and booked..just need the rental car for us to go around Manila. Thanks

Thanks for reading my question. I was in a car accident about a wek ago. It is not my fault, and the police confirmed that. Now my car still runs but I have a window that is open, and I’m worried about security and rain. The other driver insurance company is taking so long. What should I do. I am in florida by the way, and I am insured too. Should I let my insurance cover it and let them deal with the other drivers insurance? (Will this make my insurance rate go up?) Should I bring the car to a repair shop and get a rental car and let them reimburse me later? Thanks again.

Looking to visit Phoenix, I live in Missouri. I was wondering if, overall, a flight + hotel + rental car package from..say expedia.. would be cheaper than driving my own car ( and spending a couple nights both ways to get to and from)? I will need a car when I am there as we are going apartment hunting in the east valley.

It would be me and my gf, I am 22, so i wasnt sure about rental car rates.

Overall the trip would be 2-3 days IN Phoenix. and I cant figure out what way would be the cheapest way to get there.


Basically someone two cars ahead of me made a sudden stop, the woman in front of me had to stomp the breaks in order to stop from hitting her, I was not so lucky. Me being in a F-150, it’s not so easy to stop on a dime, so I hit the woman in front of me, causing minor damage to the back bumper of her car.

The car is not hers, it is a rental car, and I was told by a few people that because the damage was minor, their insurance company would probably not go after my insurance company for money. The Police were called and a report was filed. Is there any chance at all my insurance company will not find out about this, I really can’t afford the rate hike. Am I screwed?


We used them and they should be rated #1 because we have used others and they are very bad.

I’ll be staying with friends, so hotels and car rentals are not a problem.
I’m american, so I’ll be using American dollars

I was wondering if there is a car rental company that will take you to different state. like take you from Michigan to Texas. For cheap to, like a daily rate. If there please let me know, and if there is a site for the company please list that too.

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